1. Open Title Order

Once your purchase agreement is signed, Mitten Title Agency opens a title order. We start gathering property information and verifying the details of the transaction.

What happens:

• Collect seller and buyer information

• Review purchase agreement and contract terms

• Request any necessary documents from all parties

🔑 Tip: Providing complete and accurate information early speeds up the process.

2. Title Search & Examination

Our team conducts a thorough title search to confirm that the property can be legally sold and transferred.

We check for:

• Existing mortgages or liens

• Unpaid taxes or association dues

• Ownership history and deed accuracy

If any issues are found, we resolve them quickly to prevent delays at closing.

3. Escrow & Funds Handling

Mitten Title Agency acts as a neutral third party, holding funds securely in escrow until closing.

Key points:

• Earnest money and other deposits are safeguarded

• Seller payoffs and buyer funds are coordinated

• Funds are only disbursed when all closing conditions are met

4. Preparing Closing Documents

We prepare all necessary documents for the transaction, including:

• Deed and title documents

• Settlement statement / closing disclosure

• Any additional lender or agent forms

🔑 Tip: Review documents carefully before signing. Mitten Title Agency is available to answer any questions.

5. Closing Day

This is the final step! On closing day, the buyer and seller (or their representatives) review and sign all documents.

During closing, you will:

• Sign all required documents

• Transfer funds securely

• Hand over or receive property keys

Our closing agent ensures everything is completed correctly and answers any last-minute questions.

6. Recording & Disbursement

After signing:

• Mitten Title Agency records the deed with the county to make the transfer official

• Funds are disbursed to the appropriate parties

• Copies of all documents are provided to both buyer and seller

🔑 Tip: Keep your closing documents in a safe place—they may be needed for future reference.