A title company is a neutral, third-party organization that ensures the property you are buying or selling has a clear and marketable title, free from legal issues such as liens, claims, or disputes. At Mitten Title Agency LLC, we handle every aspect of the title process, including title searches, title insurance, escrow services, and closings. Our goal is to protect your investment and make your real estate transaction smooth, secure, and stress-free.

Title insurance provides protection against unforeseen issues with property ownership. Even if a title search is conducted, past mistakes, unknown heirs, undisclosed liens, or other legal claims can threaten your ownership. Mitten Title Agency LLC provides title insurance for both buyers and lenders to ensure that your investment is protected and that you can confidently move into your new home without future legal complications.

An escrow is a neutral account where funds and documents are held until all the conditions of the real estate transaction are met. This ensures that buyers, sellers, and lenders are all protected. By using an escrow, funds are only released when all parties meet the agreed-upon terms, providing security and transparency throughout the process.

While our office is located in Cedar Springs, MI, Mitten Title Agency LLC proudly serves clients throughout Michigan. From urban centers to small towns, we provide title and escrow services wherever your real estate transaction takes place within the state.

A mobile closing allows our team to come to you, whether at your home, office, or another convenient location. This option provides flexibility and convenience, especially for clients with busy schedules or remote transactions. Our mobile closings ensure that you can complete your transaction comfortably and safely without having to travel to our office.

Getting started is simple. You can contact us by phone at 616-799-2219 or email Heather@mittentitle.net. Our team will guide you step-by-step through the process, answer any questions, and make sure you know what documents and information are needed for your transaction.

The closing process depends on several factors, including the type of transaction and whether all documents and funds are prepared in advance. Typically, a closing takes 30–60 minutes once all paperwork is ready, but our team works closely with all parties to ensure a smooth and timely process.

For your closing appointment, you will need:

• A valid photo ID (driver’s license, passport, or state ID)

• Certified funds if required for closing costs

• Any documents or information requested by your lender or real estate agent
  Our team will provide guidance before your appointment so you know exactly what to bring.

• Buyer Closing: Finalizes the purchase of the property. Buyers sign documents, pay closing costs, and receive the keys.

• Seller Closing: Completes the sale, ensures the seller receives proceeds, and clears the title for transfer.

• Refinance Closing: Occurs when a homeowner refinances their mortgage. The existing loan is paid off and a new loan is secured, often with updated terms or lower interest rates.

We follow strict industry standards and legal requirements to protect your funds and documents. Escrow accounts are managed securely, title searches are thorough, and title insurance is provided to protect against future claims. Our team communicates clearly at every step to make sure you understand the process and feel confident in your transaction.

Yes! We collaborate closely with real estate agents, lenders, and other professionals involved in the transaction. By coordinating with all parties, we ensure that the closing process is seamless, accurate, and efficient.

If any issues arise during the title search or closing process, Mitten Title Agency LLC will work with you and all relevant parties to resolve the issue before the transaction is finalized. This proactive approach protects your investment and prevents future complications.

Absolutely! Our team is here to explain every document and step in the closing process. We make sure you understand your responsibilities, costs, and rights before signing, so there are no surprises.